The 20 mile route begins at the Waverly City Park.  From the park, you travel 1 mile west on 1st Street to Shetland Road. Turn right onto Shetland Road and bike for 1 mile, turning right on Old Highway 50.  Peddle to the 20 mile turn around an retrace your route until you get to Hwy 21.  When you get to Hwy 31, make a left turn and return to the city park. 
Don't forget to stop at the Fire Station for your free breakfast!